Last Updated: September 2026
Welcome to Online Refinance Today (“Website,” “we,” “us,” or “our”). These Terms & Conditions govern your use of our website and the information, educational content, newsletters, tools, and other services available through the Website.
By accessing or using Online Refinance Today, you agree to these Terms & Conditions. If you do not agree with these terms, please do not use the Website.
1. About Our Website
Online Refinance Today provides general educational information about:
- Mortgage refinancing
- Mortgage options
- Home equity
- Loan terms and payments
- Homeownership
- Refinance costs and considerations
- Related financial topics
Our content is intended to help homeowners better understand their options and make more informed decisions.
2. Educational Information Only
The information on Online Refinance Today is provided for general educational and informational purposes only.
Our content is not mortgage, financial, investment, legal, tax, or other professional advice.
Information on the Website does not constitute an offer to lend, a commitment to provide financing, or a guarantee that you will qualify for any particular loan, rate, term, or financial product.
Mortgage rates, fees, eligibility requirements, and loan terms can vary based on individual circumstances, property characteristics, lender requirements, and market conditions.
You should consider consulting qualified professionals before making significant mortgage or financial decisions.
3. Third-Party Offers & Links
Online Refinance Today may contain links, advertisements, offers, or information from third-party companies.
These third parties may provide mortgage, refinancing, lending, home-finance, educational, or other related products and services.
Online Refinance Today is not necessarily the provider of these third-party products or services. Any interaction, application, transaction, or agreement you enter into with a third party is between you and that third party.
We do not guarantee the rates, terms, availability, approval, accuracy, suitability, or performance of third-party products or services.
Before proceeding with a third-party offer, you should review that company’s terms, privacy policy, disclosures, and other applicable information.
4. Information You Provide
When you submit information through our Website, you agree that the information you provide is accurate and not misleading.
Information submitted through the Website may be used as described in our Privacy Policy, including to provide requested information, communicate with you, provide relevant content, and present third-party offers or opportunities.
Please review our Privacy Policy for additional information about how your information is collected and used.
5. Email Communications
If you subscribe to Online Refinance Today, you may receive educational content, newsletters, updates, advertisements, promotions, and information relating to mortgages, refinancing, homeownership, and related services.
Some communications may contain promotional content or offers from third parties.
You may unsubscribe from marketing emails at any time by using the unsubscribe option included in the applicable email.
6. Website Content
We make reasonable efforts to provide useful and current information, but we do not guarantee that all information on the Website will always be complete, accurate, current, or error-free.
Mortgage rates, loan products, costs, requirements, and other financial information can change over time.
You are responsible for evaluating information obtained from the Website before relying on it.
7. Intellectual Property
Unless otherwise stated, the content and materials available on Online Refinance Today—including text, graphics, logos, images, designs, articles, videos, and other materials—are owned by or licensed to us or their respective owners.
You may use Website content for personal, non-commercial purposes. You may not copy, reproduce, modify, distribute, publish, sell, or commercially exploit Website content without prior written permission.
8. Prohibited Use
You agree not to use the Website for unlawful, fraudulent, abusive, or deceptive purposes.
You may not attempt to gain unauthorized access to our systems, interfere with the Website’s operation or security, introduce malicious software, impersonate another person or entity, or use unauthorized automated systems to collect Website content.
9. Disclaimer of Warranties
The Website and its content are provided on an “as is” and “as available” basis to the extent permitted by law.
We do not guarantee that the Website will always be available, uninterrupted, secure, accurate, complete, current, or free from errors or harmful components.
10. Limitation of Liability
To the maximum extent permitted by applicable law, Online Refinance Today and its owners, affiliates, employees, contractors, service providers, and agents are not responsible for indirect, incidental, special, consequential, or similar damages arising from your use of the Website or reliance on information provided through it.
We are also not responsible for transactions, applications, products, services, or interactions between you and third-party providers.
Nothing in these Terms limits liability that cannot legally be limited under applicable law.
11. Changes to These Terms
We may update these Terms & Conditions from time to time.
When changes are made, we may update the Last Updated date and publish the revised Terms on this Website.
Your continued use of the Website after changes are posted constitutes acceptance of the updated Terms to the extent permitted by applicable law.
12. Governing Law
These Terms will be governed by the laws applicable to the Website and its operator, except where applicable law requires otherwise.
Any disputes relating to these Terms or your use of the Website will be handled in accordance with applicable law.
13. Contact Us
If you have questions about these Terms & Conditions, please contact us:
Online Refinance Today
Website: https://onlinerefinancetoday.com
Email: [email protected]